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  Debtor finance  
Need financing?
Rapid growth
High receivables
Seasonal trade
Not enough time for credit management
New business
Debtor finance
Credit management

IFN Commercial Factors offers debtor finance of up to €500,000 for small and medium-sized enterprises, always combined with credit management. As well as the Netherlands, that service extends to exports to Belgium, Luxembourg, Germany, France, Switzerland, Austria, the United Kingdom, Ireland, Sweden, Denmark, Finland and Norway.

For start-ups with an annual turnover of €100,000 or more, IFN can offer financing under special terms.

How much is the financing worth?
IFN Commercial Factors finances up to 90 per cent of your outstanding receivables, for up to ninety days after the invoice’s due date. This means that we are more generous in both money and time than the banks, which typically finance up to 60 per cent of receivables for ninety days after the invoice date.

How does it work?
You supply goods or services to your customer. At the same time as you issue them with an invoice, you submit a copy to IFN Commercial Factors using EFSi. We then ensure that your financing is available within one working day, so that you no longer have to wait until the customer pays before making your own investments.

Why choose IFN?

  • Generous and long-term financing.
  • Permanent online access to your data through EFSi.
  • Quick access to your money.
  • Flexible financing which increases in line with turnover, enabling your company to grow.
  • Special services for new businesses.
  • The ability to negotiate discounts on your purchases, because you can pay your suppliers quickly.

More information
Want to know more about how IFN Commercial Factors can help your business? Contact us now or view our fees. Use our online calculator to find out what credit financing could mean for you. Or apply for financing now.

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